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RATES ARE VERY VOLATILE, BUT WE HAVE GREAT RATES TODAY!
Today's Rates*
Updated 12:04 PM Nov 19, 2008
30 yr fixed 5.750
30 yr fixed IO 6.250
15 yr fixed 5.500
7/1 ARM I/O 5.750
30 Yr Jumbo 7.500
Rates are based on 15-day lock.
*Please note, all rates are based on a 740 credit score, 20% down payment, single family primary residence and are subject to change due to market fluctuations. |
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| Conforming 30 Year Fixed Rate Mortgage |
| Conforming 15 Year Fixed Rate Mortgage |
| 5/1 Interest-Only LIBOR ARM |
| Jumbo 30 year fixed |
| 30 Year Fixed Interest Only |
| Bi-weekly Payment Option |
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Conforming 30 Year Fixed Rate Mortgage
For Loan Amounts Up To $417,000
Term: 30 years
Maximum Amount: $417,000
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Conforming 15 Year Fixed Rate Mortgage
For Loan Amounts Up To $417,000
Term: 15 years
Maximum Amount: $417,000
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5/1 Interest-Only LIBOR ARM
Adjustable Rate Mortgage based on the London InterBank Offered Rate index with interest-only payments for the first 5 years.
Term: 30 years
Maximum Amount: $3,000,000
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Jumbo 30 year fixed
For loan amounts from $417,001 to $2,000,000
Term: 30 years
Maximum Amount: $2,000,000
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30 Year Fixed Interest Only
For loan amounts up to $417,000 with 10 years of interest only payments. After the 10th year, the remaining principal amount is amortized over the remaining 20 years of the loan. Also available for jumbo loan amounts up to $2,000,000
Term: 30 years
Maximum Amount: $417,000
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Bi-weekly Payment Option
By having biweekly payments electronically drafted from your checking account, you can drastically reduce the term of your mortgage and, at the same time, lower the effective annual percentage rate you pay on your loan.
Bi-weekly Mortgage Payment FAQ's
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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